Question 1

What types of mortgage loans do you offer?

Accepted Answer

We offer conventional, FHA, VA, USDA, and jumbo loans. Each has different requirements and benefits. We will help you determine which program gives you the best rate and terms for your situation.

Question 2

How long does the mortgage process take?

Accepted Answer

A typical mortgage closes in 30-45 days from application. We work to keep the process moving efficiently and communicate with you at every step so there are no surprises.

Question 3

What credit score do I need to get a mortgage?

Accepted Answer

Requirements vary by loan type. Conventional loans typically require a 620+ score, while FHA loans can work with scores as low as 580. We will review your full financial picture, not just one number.

Question 4

What is the difference between pre-qualification and pre-approval?

Accepted Answer

Pre-qualification is an estimate based on self-reported information. Pre-approval involves verifying your income, assets, and credit — it carries much more weight with sellers and shows you are a serious buyer.

Question 5

Do you work with first-time home buyers?

Accepted Answer

Yes. We guide first-time buyers through every step, explain all the available programs and down payment assistance options, and make sure you understand your numbers before you commit.

Question 6

Can I refinance my current mortgage?

Accepted Answer

Absolutely. Whether you want to lower your rate, shorten your term, or access equity, we will run the numbers and show you if refinancing makes financial sense for your situation.

About Accurate Mortgage

About Accurate Mortgage

Areas We Serve

Frequently Asked Questions

Contact